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Wikinews investigates: Advertisements disguised as news articles trick unknowing users out of money, credit card information

 Notice — May 19, 2010 This article has been judged, by consensus of the Wikinews community, not to meet Wikinews standards of style and neutrality. Please see the relevant discussion for details. 

Wednesday, May 19, 2010

The Internet has already brought great things to the world, but has also brought spam, phishing, scamming, etc. We all have seen them across the Internet. They promise money, weight loss, or other things a person may strive for, but they usually amount to only a lighter pocket. Online advertising has become something that the increasingly Internet-reliant society has become used to, as well as more aware of. As this is true, online ads have become more intricate and deceptive in recent years.

However, a certain type of advertisement has arisen recently, and has become more deceptive than any other Internet ad, and has tricked many users into credit card charges. These sites claim to be news websites that preach a “miracle product”, and they offer a free trial, and then charge the user’s credit card a large amount of money without informing them after the trial ends. These sites appear to be operating under one venture and have caught ad pages of high-traffic websites by storm. In this report, Wikinews’ Tjc6 investigates news advertisement sites.

These Internet ads work in different ways:

Hypothetically speaking, a reader is browsing the web, and then happens to come across something that they believe is too good to be true. A link on one of these high-traffic pages promises white teeth, weight loss, or huge profits from working at home part-time. Out of curiosity, they click on the link.

This is the way that people are attracted to these fake news sites on the internet. The domain owners draw in customers by purchasing advertising on some of the World Wide Web’s most visited pages. Curious users click and are led to what they believe is a news article. From anti-aging to shedding weight, these “articles” from non-existant newspapers and television stations depict a skeptical news reporter trying a product because they were instructed to by a superior.

As the user reads on, they find that the “reporter” miraculously achieves significant weight loss, teeth whitening, or other general health and beauty improvement. The reporter states that the reader can get the same results as they did by using a “free trial” of the product.

Next, the user looks to the bottom of the page, where there seems to be a set of user comments, all of them praising the product or products that are advertised — this is where we first see something suspicious. Across several of these false articles, the comments appear to show the exact same text, sometimes with even the same usernames as other sites.

There is obviously some kind of correlation. Although this appears to be true, most users who purchase these products do not look at multiple versions of these similar pages of what appears to be a fast-growing network of interconnected fake news sites.

Once customers have convinced themselves into buying the product, they are led to a product (or products) website which promises a free trial for a very low price. What they do not know about this, however, is that they are giving their credit card data to a company that will charge it automatically after the trial ends. In about 14 days, the user receives a charge on their credit card for an excessive amount of money, usually from about $80 to $100 (USD). All attempts to contact these companies and cancel their shipments usually prove to be futile.

What these sites have is a large amount of legal copy located at the bottom of each site, stating their right to charge the user. This site, a fake news article claiming to offer teeth-whitening benefits, has several paragraphs of fine print, including this: “…Upon signing up for the 10 day trial membership you will be charged up to $4.97 depending on various shipping and initial offer promotions at that time but not more than $4.97 upon signing. If not cancelled, you will be charged $89.97 upon completion of the 10 day trial period. Monthly thereafter or 30 days from the original order date, the charge will reoccur monthly at a total of $89.97 until cancelled…,” the site says.

Practices like this have alerted the Better Business Bureau, an American organization that studies and reports on the reliability and practices of US businesses. In a press release, a spokesman from the BBB spoke out against sites like this. “Many businesses across the country are using the same selling model for their products: They lure customers in with claimed celebrity endorsements and free trial offers, and then lock them in by making it extremely difficult to cancel the automatic delivery of more products every month…,” said the report that denounced the websites.

When a user looks at several of these sites, they notice that all of them have the same exact structure. Because of this, Wikinews decided to look into where some of the domains were owned, and if they were all in fact part of one company.

However, the results that Wikinews found were ones that were not expected. Out of the three random websites that were found in Internet ads, all using similar designs and methods to attract the customers, came from three different locations in three countries and two separate continents. The first came from Scottsdale, in the United States, while the next two came from Vancouver and Hamburg. There is no location correlation, but surely, there has to be something that connected these sites together. We had to look even further to try to find a connection.

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What do you think of these sites? Have you ever fallen for an advertisement similar to this one?
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There is some correlation within the product’s contact information. A large amount of the teeth-whitening products analyzed actually shared the same phone number, which lead to a distribution center located in St. Petersburg, Florida, and several other similar distribution centers located across the Southern United States. But, that explains only one of the categories of products that these websites cover, teeth whitening.

What about the other products? The other products such as weight loss and work-at-home kits all trace back to similar distribution centers in similar places. So, what do we make of all of this?

There is obviously some company that promotes these products through the fake news advertisements, but that company is nowhere to be found on the websites. All contact information is given on the product pages, and websites are copyrighted under the name of the domain, not a company. Whatever company has been the setup for these pages has been very good at hiding themselves from the Internet, as there is no information across the web about that mysterious large advertiser.

As a result of customers buying the products and having unauthorized charges on their credit cards, a large volume of complaints are currently present on awareness sites, complaint sites, and even the Better Business Bureau. Several customers point out that they were not informed of the steep charges and the company made it extremely difficult to cancel their subscription, usually resulting in the loss of several hundred dollars.

  • The trial offer was to pay for $3.95 for the cost of the shipping for one bottle. I noticed shortly after placing the order I had a charge on my credit card for $149.95. Unknown to myself the company charges for a membership if you don’t cancel within 14 days, I cancelled within 18 days…When I called the customer service number they told me the decision has been made and my refund request was denied. When I questioned the person on the other line about what I was getting for my $149.95 she told me I was not getting anything because I cancelled the membership.
?“Tamara”, in a post to the Ripoff Report
  • This is a “free sample” scam: Pay only postage and handling and get a free sample of a tooth whitening system, they say. I looked for the “catch,” something that would indicate that there’d be hidden or recurring charges, but didn’t see anything, and ordered. Sure enough, a couple of weeks later, I see a charge for $88.97 on my bank statement…When I called, the guy answering the phone had obviously answered the same angry question many, many times: “Why has your company charged $88.97 to my card?” “Because you didn’t cancel your subscription in time,” he said tiredly.
?“Elenor”, in a post to the Ripoff Report

One notable lawsuit has occurred as a result of these articles. Some of the articles about work at home kits specifically advertise things like “work for Google”, or “job openings at Google”. However, Google asserts these claims as false and has taken the case to court, as it is a copyright violation. “Thousands of people have been tricked into sending payment information and being charged hidden fees by questionable operations,” said Google in a statement.

The BBB has received over 3,000 complaints about products such as the ones that Google took offense to. The lawsuit has yet to begin in court, and no date has been set.

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bookmark_borderWhy Is It Important To See A Dentist In Stratford, Ct?

byAlma Abell

Most people brush their teeth a couple of times a day and try to keep their teeth healthy. Many people know they should see the dentist on a regular basis, but neglect to stay on their schedule of exams and cleanings every six months, simply because of their busy schedules. Though you are taking care of your teeth at home, this does not mean your teeth are healthy. You need to make sure you have preventative care appointments every six months so your teeth can stay as healthy as possible.

One of the biggest reasons for seeing your dentist every six months is to make sure the health of your teeth is not compromised. Though you do a good job of cleaning your teeth, there are often areas your brush can miss and these areas are often prone to getting cavities. By having your teeth cleaned, the plaque can be removed so there is less chance of you developing decay. A Dentist In Stratford, CT can also examine your teeth, finding issues long before they show signs of a problem.

Examinations and X-rays are an important part of keeping your smile healthy. These two aspects, coupled together, allow the dentist to see into the depths of your teeth and gums, finding the most minute issues and having the ability to correct them before they turn into bigger problems. Most people do not experience symptoms with a cavity or infection until they have progressed. Regular dental appointments can catch these issues early on, preventing damage and tooth loss.

Yet another reason to see the Dentist In Stratford, CT is to make sure you are treated when conditions arise. The dentist can treat your cavities and infections, offering both regular dental care and surgical procedures. When your conditions are treated promptly, there is less chance for further damage and loss to occur.

If you are in need of a dentist to care for your teeth, contact Dentist Larry I. Gottlieb of Stratford, CT today. Through your dentist and your complete oral hygiene care at home, you can keep your teeth as healthy as possible so you do not suffer from tooth loss.

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Police shoot teenage protester as Hong Kong demonstrations continue

Wednesday, October 2, 2019

For the first time in the sixteen weeks of protests in Hong Kong, police fired and landed a live round on a protester yesterday. The victim, eighteen-years-old and a high school student, was taken to the hospital for emergency surgery and is reported to be in critical condition. The shooting took place in the Tsuen Wan district. Although the police have used force against protesters before, this is the first report of a protester being shot with live ammunition.

Footage from the City University Student Union showed a group of protesters throwing things as they ran away from police. The video showed a single police officer surrounded by protesters; he then drew his pistol, pointed it, and shot at one person. This person fell to the ground as the other protesters ran away.

Police Senior Superintendent Yolanda Yu Hoi-kwan said at a press conference: “The police officers’ lives were seriously threatened. To save his own and his colleagues’ lives, he fired a live shot at the attacker.” Amnesty International has called for an investigation into the shooting.

In other parts of the city, the police used water canons and tear gas against protesters. Some protesters responded by throwing things, including Molotov cocktails, but others only shielded themselves with umbrellas and did not return the attack. Violence continued through the evening and the news network RTHK withdrew its reporters from the field after one of them was injured in the face. Sixty-six people or more were injured yesterday according to health officials, ranging in age from eleven to 75.

Yesterday was the 70th anniversary of the Communist Party’s takeover of China. On the mainland, it was celebrated as a holiday called National Day, but in Hong Kong it was met with protests and mourning.

The protests began in June in response to a proposed new law that would have allowed the Chinese government to extradite people accused of crimes from Hong Kong and try them under the mainland’s legal system. The protests have since transitioned to focus on other issues associated with Chinese encroachment on Hong Konger’s rights, such as the way the Hong Kong legislature is elected, and on the actions of police toward protesters.

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Steelers, Cardinals win championship games to advance to Super Bowl XLIII

Monday, January 19, 2009

The Pittsburgh Steelers and the Arizona Cardinals have won their respective conference championship games to advance to Super Bowl XLIII, the championship game of the National Football League. The game is scheduled to take place on February 1 in Tampa Bay at Raymond James Stadium. The Steelers were the American Football Conference champion, defeating the Baltimore Ravens by a score of 23 to 14. Meanwhile, the Cardinals became the National Football Conference champions by defeating the Philadelphia Eagles 32 to 25.

  1 2 3 4 Total
Baltimore Ravens 0 7 0 7 14
Pittsburgh Steelers 6 7 3 0 23

Ravens quarterback Joe Flacco was the first rookie quarterback in the history of the NFL to help lead his team to two straight playoff victories, defeating the number 3 seeded Miami Dolphins to win the Wild Card round, and the number 1 seeded Tennessee Titans in the divisional round. They came in to the game against a number 2 seeded Steelers team that had already defeated them twice during the regular season. Early in the game the Steelers defense dominated the field, forcing him to only complete 3 out of 14 pass attempts and end the half with a lowly 9.8 quarterback rating and his team losing 13 to 7. By the beginning of the second half, snow was beginning to fall. Early in the third quarter, Flacco threw a 16 yard pass to wide receiver Derrick Mason, only to be sacked by safety Troy Polamalu for an 8-yard loss on the next play, forcing a punt for the Ravens. The Steelers were held on their next possession, forcing another punt. After the Ravens got the ball back, Flacco led the team down the field in what ended as a 58-yard touchdown drive to put the team up 16 to 14. However, near the end of the game, Flacco threw an errant pass intended for Mason that was intercepted by Polamalu and returned for a 40-yard defensive touchdown. This made the score 23 to 14, and essentially knocked the Ravens out of the game.

With 3:19 remaining in the game and the Ravens in possession of the ball for one last chance, a passing play was called. Flacco dropped back into a throwing position, and threw a short pass to running back Willis McGahee, who caught the ball and turned upfield. Going full speed up the field, Steelers safety Ryan Clark collided with McGahee, also running at full speed. The two made helmet-to-helmet-contact, knocking both players to the ground and knocking the ball out of the hands of McGahee. Ray Rice, another running back, commented “It was tough to watch. He’s like a brother to me.” Clark was helped off of the field by the Steelers medical staff, but McGahee remained down on the field with movement in only his legs and arms. He told team doctors that he had significant pain in his neck, and was taken off the field on a cart and taken to a nearby hospital. It is unknown how severe the injuries are at this time.

After the game, Ravens coach John Harbaugh said in a statement “I’m not going to sit here and say Joe played a certain way. Joe went out there and competed and battled and fought and tried to find a way to win the football game. So I certainly have no complaints about that.” Flacco completed only 17 out of 30 pass attempts for 141 yards passing. He was also sacked 3 times and threw 3 interceptions. “I’m not blaming it on any rookie-wall stuff. I don’t believe in any of that stuff,” said Flacco.

  1 2 3 4 Total
Philadelphia Eagles 3 3 13 6 25
Arizona Cardinals 7 17 0 0 32

In the NFC championship, the Arizona Cardinals had not made it to a Super Bowl in the past 60 years. They were matched up against the high-powered offense of the Philadelphia Eagles, who were the number 6 seed in the NFC. The Cardinals were the number 4 seed, defeating the number 5 seeded Atlanta Falcons on Wild Card weekend, and the number 2 seeded Carolina Panthers in the NFC Divisional playoff round. The Cardinals were led by quarterback Kurt Warner, who became the second quarterback in NFL history to lead two different teams to a Super Bowl, the other being the St. Louis Rams. During the first half, the Cardinals quickly took the lead. By halftime, their lead was extended to 18 points in what looked like an easy win for the team. However, in the third quarter, Eagles quarterback Donovan McNabb threw three touchdown passes, two of them being to tight end Brent Celek. After kicker David Akers missed an extra point attempt after the third touchdown pass, the score was 25 to 24 in favor of the Eagles. After the Cardinals received the ball, they drove up the field. With just under 3 minutes remaining in the game, Kurt Warner completed a game-winning touchdown pass to running back Tim Hightower, making the score 32 to 25,. and sealing the game for the Cardinals.

Kurt Warner completed 21 passes out of 28 pass attempts, for a total of 279 passing yards. Wide receiver Larry Fitzgerald caught three touchdown passes of 9, 62, and 1 yard, building on his record-breaking playoff performance of 23 catches, 419 yards, and 5 receiving touchdowns over 3 games. “It really set in when I saw the confetti. I always dreamed of being in the confetti. This is beyond my wildest dreams,” said Cardinals linebacker Bertrand Berry after the game. On the other side, Donovan McNabb remarked on not making it to the Super Bowl again. “You never want anything to end. It’s tough when you’re that close to making it to the Super Bowl,” he commented.

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bookmark_borderRetire Overseas: The Best Places To Retire In Asia

By Alex R Valdivia

Choosing a place to serve as a retirement home is always a major decision for anyone. The right decision can lead to years of contentment, and a wrong one can be costly. In order to make the right decision, one needs to gather information about the various options before settling on one.

Here are some of the criteria you should consider when considering a retirement location:

Job Outlook – Since many people work at least part time after retirement, availability of jobs is required in the desired place.

Recreation – Shopping and sport events, access to outdoor recreation, from skiing and biking to walking and hiking.

Cost Of Living – It should be affordable; preferably less than the cost of living in the U.S.

Education – Good public education should be available since many will want to take advantage of continuing education. A scope of higher education should be available for the retiree in order to pursue a new career.

Travel – It should be well connected to the other cities and towns and be easily accessible.

Public Transportation – Transportation such as buses, taxis, trains and planes should be easily available, comfortable and low in cost.

[youtube]http://www.youtube.com/watch?v=OIrdT3fKpyQ[/youtube]

Climate And Weather – this is a major factor that needs to be borne in mind while selecting a place for retirement.

Medical Care – Proximity to comprehensive, well-recognized health care facilities is a major factor to be considered when choosing a place to retire.

Food – A variety of food of all regions should be easily available at a reasonable cost.

If your budget and schedule permits, you should try living in the place of your choice before actually investing in any property. Local community rules should also be read carefully and understood before investing in any property in a foreign country.

Consider Asia in your Retirement Location Choices

Asia is a great retirement option for those seeking affordable yet comfortable living, without compromising on natural beauty, entertainment and great food. The largest of the seven continents, Asia is home to numerous countries, which vary in geographical form, from islands and peninsulas to plateaus and mountains. To top it all off, the continent is home to some of the world’s most hospitable people, making it a perfect place to retire.

Below are some of the best places to retire in Asia:

Malaysia

Malaysia is blessed with a pleasant, warm climate, inviting shorelines of white sands skirted by crystal clear waters. Lots of public and private hospitals, recreational/entertainment facilities and developed and quality education system are also available.

Thailand

Thailand’s reputation as a holiday paradise and an exotic, colorful and easygoing country is well deserved. To add to this, Thailand has a sophisticated and modern culture, fantastic sceneries, cheap shopping options, wonderful food and great nightlife.

The Philippines

The Philippines are comprised of over 7,000 islands, with clear blue waters, white sand beaches and coconut palm trees. The climate is moderately warm all year. Day to day expenses are low, living is easy and the people are warm, friendly and helpful.

Laos

Located in Southeast Asia, the tiny country of Laos is also a great retirement option for those looking for something different. The culture, lifestyle and mannerism of the people of Laos is greatly influenced by the Buddhist religion.

India

India The country is rich in culture and traditions, the effect of which is clearly visible on its people who have distinctive manners, habits, and cuisine, relative to their specific geographical location.

These places offer just a minor glimpse into what Asia really has to offer. Varied landscapes, lifestyles, cultures and cuisines are just a few of the attractions that the continent boasts of. From a retiree’s point of view, the significantly lower cost of living leads to a relaxed and tension-free life.

Copyright by Best Places to Retire and Alex R Valdivia

This article may be used freely in ezines, newsletters, websites, to offer as free bonus or part of a product for sale as long as no changes are made and the byline, copyright, active links and this resource box is included.

About the Author: Alex R Valdivia offers detailed reviews on some of the best places to retire in Asia where you can live comfortably even on a small pension or retirement savings. Visit today and find your ideal retirement location.

Source: isnare.com

Permanent Link: isnare.com/?aid=101167&ca=Travel

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Bangladesh security tightened following Pilkhana massacre and Bashundhara City fire

Friday, March 20, 2009

Following the Pilkhana massacre which occurred February 25 and 26 leaving 74 dead and the inferno at the Bashundhara City shopping mall complex March 13 leaving seven dead, Prime Minister Sheikh Hasina said security measures are being tightened countrywide across Bangladesh.

Fire drills will be enacted at all key-point installations (KPI). Fire fighting systems will be examined by the fire brigade and the public works department (PWD) to ensure functionality. Security measures will be enhanced supplementing areas under private security such as at the Bashundhara City Complex.

The Fire Service and Civil Defence Department requires modernization and needs new equipment to fight fires past the sixth floor of buildings. The Fire Brigade says it needs turntable ladders, snorkels, foam-tenders, lighting units, emergency tenders, fireproof uniforms, and rescue ropes for fire fighting and rescue operations. Transportation to fires is also an issue due to narrow roads, low electrical wires and congestion.

The Bangladesh National Building Code requires fire fighting equipment installed in buildings over seven floors. This code is to be monitored by authorities to ensure compliance with the new guidelines and to make sure buildings are being maintained.

The Bashundhara City Complex opened Monday for shoppers two days after Friday’s blaze. A probe is underway to determine the cause of the fire and to assess structural damage.

Loss of life was minimized as the blaze broke out on a Friday, the beginning of the weekend in Bangladesh, so offices in the upper floors were empty. The lower eight floors are used for shopping and the upper floors are all Bashundhara Group offices.

The mall is valued at Tk 7.0 billion (US$100 million). It is not known if the complex is covered by fire insurance.

It is estimated that it will take over two years to rebuild the area damaged by flames which were burned down to a skeleton. Bashundhara City’s technical advisor, Latifur Rahman, estimated damages at Tk 2.0 billion (US$29m).

Only one television cameraman has been allowed in to film the burnt area. None of the 2,500 shops, cinemas or cafes were burnt by the inferno. The seventh and eighth floors still experience smoke damage, and there was water damage to merchandise.

A three member committee is currently investigating the cause of the fire which will consist of Iqbal Khan Chowdhury, joint secretary of the ministry, representatives of the police, IGP Noor Muhammad, and fire brigade, Director General Abu Nayeem Md Shahidullah. The committee is required to report within the week with their findings. The forensics department is also sifting through the burnt remains.

The Dhaka Chamber of Commerce and Industries has also formed a committee which has begun interviewing witnesses and recording their testimony alongside the government committee.

It has been discovered that 150 closed circuit cameras were not being used when the fire started. Another mystery is why the mall fire fighting system has been found unused.

Why the fire burnt so fiercely is a matter to think….These matters seem to be mysterious

“In the shopping mall there is an ultra-technology elevator which runs even without electricity but we have found that locked,” Iqbal Khan Chowdhury, joint secretary (Police) of the home ministry, said. “Why the fire burnt so fiercely is a matter to think. We have to see if there was any incendiary substance there. These matters seem to be mysterious.”

Mall management has been asked to submit substances and items which would have been in the upper floors when the fire started. The fire erupted on the 17th floor and spread quickly to the two floors above and engulfed the three floors below. The aerial ladders belonging to the Fire Service and Civil Defence reached as high as the 13th floor of the 21-storey building.

Videos have been sent to the United States (US) for examination to assist in determining the cause of the fire and to help in the damage assessment. Experts from the US are expected to arrive soon.

Firefighters were brought to the rooftop of the 20-storey tower by helicopter. The only fatality in this operation was Baki Billa, a firefighter of Bashundhara City firefighting department, who fell when climbing down a rope from a helicopter to the roof of the building. Three other firefighters made the transition safely. At this same time, the chief security officer was safely rescued by the Bangladesh Air Force helicopter, a Bell 212. Six security officers of the complex also lost their lives.

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Woman returns home with Christmas turkey, a month after setting out

Tuesday, January 19, 2010

A Scottish woman who set out before Christmas to purchase a turkey finally made it home on Monday, after being cut off by snow for a month. Kay Ure left the Lighthouse Keeper’s cottage on Cape Wrath, at the very northwest tip of Great Britain, in December. She was heading to Inverness on a shopping trip.

However on her return journey heavy snow and ice prevented her husband, John, from travelling the last 11 miles to pick her up. She was forced to wait a month in a friend’s caravan, before the weather improved and the couple could finally be reunited.

They were separated not just for Christmas and New Year, but also for Mr Ure’s 58th birthday. With no fresh supplies, he was reduced to celebrating with a tin of baked beans. He also ran out of coal, and had to feed the couple’s six springer spaniels on emergency army rations.

“It’s the first time we’ve been separated”, said Mr Ure in December. “We’ve been snowed in here for three weeks before, so we are well used to it and it’s quite nice to get a bit of peace and quiet.”

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Three killed amongst Birmingham, England riots

Friday, August 12, 2011

A car fatally crashed into three individuals in the British city of Birmingham, England. The three men, aged 31, 30, and 21, died during a second consecutive night of violent events in Birmingham.

The incident occurred at approximately 0100 BST (0000 UTC) Wednesday morning in the Birmingham inner-city region of Winson Green. The men were attempting to protect property from nearby riots. Witness reports say that the vehicle contained as many as three passengers and drove at a speed of fifty miles per hour without stopping after the crash.

Police have since recovered a vehicle and arrested a 32-year-old male in association with the incident, on a charge of murder. According to Chief Constable Chris Sims, the details of the incident West Midlands Police have would indicate that “the car was deliberately driven”.

Tariq Jahan, the father of one of those killed, said his son, 21-year-old Haroon Jahan, was attempting to protect the area from nearby violence and unrest. Jahan said he had attempted to perform CPR at the scene of the incident. Jahan said his son was “a very good lad, a good man starting at the beginning of his life and had his whole life ahead of him. I’ve got no words to describe why he was taken and why this has happened and what’s happening to the whole of England.” Jahan said violent acts like this which killed innocent bystanders made “no sense”.

[There is] simply no excuse whatsoever for the violence, looting and destruction

A statement released from West Midlands Police says that “detectives are treating [this incident] as murder. Three men were taken to hospital where two later died from their injuries. A third man was in a critical condition but confirmed dead at around 6:30AM. West Midlands Police have launched a murder inquiry, arrested one man in connection with the incident and recovered a vehicle nearby which will be examined by forensics experts,” the force stated. Police have requested that individuals contact them if they have any information about the incident. About 200 people from the Asian community have gathered at the hospital where the victims were transported after the crash. Two of the victims were known to be brothers. All three of them were reported to be Pakistani Muslims.

The West Midlands has seen other instances of violent behavior. Thefts have taken place in the city centre of Birmingham, West Bromwich and in Wolverhampton. The charges being brought against suspects on remand for court appearances include public disorder offences, such as violent disorder and aggravated burglary. Six police officers have experienced minor injuries as a result of the violence.

According to police, a scrapyard fire which occurred in Birmingham is unrelated to recent violence. Two ambulances were attacked in two separate incidents with objects being thrown at the vehicles. Ambulance staff were left uninjured in both cases. Ambulances have appeared on thirty-five occasions in West Bromwich, Wolverhampton and various parts of Birmingham. Thirty-one individuals were given ambulance staff treatment, with nineteen receiving hospital treatment, albeit for practically minor assaults in most cases.

In Wolverhampton and West Bromwich, there have been reports of roads and streets being closed. Wolverhampton and Birmingham have experienced significant travel disruption, with buses not entering city centres last night. One vehicle in Birmingham and two in West Bromwich have been set alight amongst the violence. Various businesses have also been targeted, such as M&S and a high fidelity shop in Birmingham. A jewelry business in Wolverhampton has been robbed of ornaments, watches and money.

Yesterday, British Deputy Prime Minister Nick Clegg condemned the violent actions of individuals, claiming there was “simply no excuse whatsoever for the violence, looting and destruction”. Below is a picture gallery of the damage caused by public disorder in Birmingham Tuesday night:

  • 1
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  • 3

Various buildings in Birmingham have been damaged by rioting, including this hairdressing shop. Image: Clare Lovell.

This ATM has been left destroyed by rioting. Image: Clare Lovell.

A window of this mobile phone store has been badly damaged by violence. Image: Clare Lovell.

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bookmark_borderTips On How To Rent To Buy A House

Tips On How To Rent To Buy A House

by

Susanne Dubey

Owing a home of your choice is dream come true in today s world where prices keep on plummeting extravagantly every now and then. But there are indeed very few of you who can buy a good home outright on cash. Many of you can afford a suitable home only after taking loan from bank or other private financial institutions. More often, these lenders ask for deposit which is not possible for everyone. And sometimes exaggerated documentation and processing charges make you pull out of the deal. For such people who very much wish to avail of home loans, there are certain registered lenders that provide

no deposit house Melbourne Australia

.

House no deposit Melbourne loan provisions hold the promise of fulfilling your fantasy of owning a home. That is why lately; young people who have just started their career and do not have enough deposit to rent to buy house Melbourne are opting for house no deposit Melbourne option which seem quite appropriate for them. Even older people who have lost everything or are low on savings and are intending to buy a property are keen on using the option of home loans with no deposit. But it is important to understand how the whole procedure works.

[youtube]http://www.youtube.com/watch?v=coggXnbc0j0[/youtube]

How to rent to buy a house?

Even though the

rent house to buy Melbourne

says that it is a home loan with no deposit, you will need to arrange for some amount of petty cash for paying the stamp duties and some other processing fees. Although stamp duties are fixed and are drawn on the value of the property you are supposed to house to rent to buy, other charges vary from company to company and at times are negotiable depending upon your past credit record with the bank. But one condition that is common for all the money lenders is that so as to get house for rent to buy Melbourne loan, you need to have 5 percent of deposit in your savings account for minimum period of three months. Since the coming up of mortgage stress crisis period, for gaining 100 percent loan, you have to maintain the required balance for the stipulated period.

Are guarantor loans different?

House to rent to buy loan can be availed on the basis of a guarantor so that the money lender can give you complete buying price of your house. Although the stamp duty charges are still not waived off in this case, getting the entire buying amount as loan is a huge relief. These types of loans have become quite popular lately and different companies have named various names for their loan products. So as to choose the most authentic loan product, you should consult a mortgage broker. Usually the guarantor should be parents or blood relatives. Friends and colleagues are not entertained as guarantors by most of the banks and hence before deciding to approach a particular bank for the guarantor loan make sure that your parents or relatives own a property that can be mortgaged against the loan.

Author, Susanne Dubey specializes in writing about

Vendor Finance Home Australia Melbourne

, Vendor Finance Home Melbourne, Rent To Buy Melbourne, deposit for home loan,

Rent To Own Australia

& home loans without deposit melbourne subjects.

Article Source:

ArticleRich.com

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Australians unite against whaling in Southern Ocean

Wednesday, January 18, 2006File:Greenpeace Vessels Esperanza and Arctic Sun.jpg

Anti-whaling protesters have joined forces across Australia, Canada, Germany, New Zealand, and the U.S.A calling for an end to the killing of whales for meat by Japan. Greenpeace organised the international day of action as it continued its efforts to disrupt the hunting of minke whales by the Japanese whaling fleet currently in the Southern Ocean.

The day of action was being marked to protest the actions of the fleet which protesters believe violate the 1986 International Whaling Commission (IWC) global ban on commercial whaling. Japan’s JARPA Japanese Whale Research Program was allowed to operate under a Special Permit in the Antarctic according to Article VIII of the International Convention for the Regulation of Whaling. In its JARPA-2 plan, Japan plans to double its annual scientific research catch of Minke whales to 935, and to add 10 Fin whales to its quota. The International Fund for Animal Welfare states that over the next two years, Japan plans to kill 50 endangered Humpback whales and an additional 40 fin whales.

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