bookmark_borderWhat Do You Know About Life Insurance?

Submitted by: Danny Aaron

Most people think that they understand life insurance, and could hold their own in a conversation based on the topic. Life insurance isn’t exactly the most fascinating thing in the world, but it is a necessity. It is unfortunate that more people do not discuss life insurance, as this could help educate people on something that is very important. If more people fully understood life insurance and its purpose, they would be rushing out to obtain a policy as quickly as possible.

So do YOU understand what life insurance is? If someone asked you to explain what term life insurance or whole life insurance is, would you be able to answer them confidently? Not many people would. Do you know how much you can expect to pay, and why the insurance company asks the questions that they do? There are many important reasons why they ask the question. You should also know how these questions contribute to the cost of your policy. Not many people are aware that the younger you are when you obtain your policy, the lower your monthly premiums will be. If more people knew these things, they would hurry up and take out life insurance cover.

[youtube]http://www.youtube.com/watch?v=iNLsn_LfcV4[/youtube]

If you feel that you are not well versed in life insurance, now is the time to educate yourself. You will be surprised how much information is available out there, and knowledge is power! Once you have versed yourself in all things life insurance, then you will be better equipped to seek out a policy. The internet is an excellent resource for life insurance information. You can spend some time browsing through all the articles that have been written on it. Familiarise yourself with the terms and educate yourself on anything that you do not understand. You will find that if you are looking for a life insurance company online, most of them will have a plethora of information on life insurance on their websites. You can read through the website and find out what sort of packages are on offer so that you know what would suit you best.

When you are approaching life insurance companies for quotes you can ask them as many questions as you need to. That is what they are there for so do not be afraid to query anything you don’t understand. A good life insurance company will be more than willing to help you with any queries that you have. Arming yourself with as much life insurance knowledge as possible will help you immensely in that you will not be duped into obtaining the type of policy that you do not need. Speak to trusted friends and family who have life insurance policies. Drink up their knowledge and take advice that you trust. This is, after all, a policy that you are taking out until the day you die. Another wise thing to do is to stay on top of your policy. This means phoning your life insurance company each year to ensure everything is in order with your policy; that all payments are up to date and that all personal details are correct.

About the Author: For the best life insurance visit

hollardlifeinsurance.co.za

.

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Tasmanians protest against pulp mill

Tuesday, May 17, 2011

Over 3000 protesters, dressed in black, marched the streets of Launceston, Australia on Saturday to show their opposition to the construction of a pulp mill by Gunns Limited. This follows the release of a survey, which showed that 40 percent of Tasmanians oppose the project.

The mill has previously been opposed by the Launceston Environment Centre [LEC] and the Tasmanian branch of the Australian Medical Association [AMA], due to concerns about negative environmental and social impacts of liquid waste and air pollution. The LEC claims that there will be eight deaths per year from increased air pollution, and the AMA has already expressed concerns about Launcestons’ current air quality,

“Launceston has one of the worst air qualities within Australia,” according to a written statement the AMA made in 2006. The statement also attacks the quality of modelling conducted by Gunns during the assessment of the mill. It says that PM2.5 scale particulates are “closely associated with the adverse health effects of particle air pollution”, but were not measured in the assessment process.

The pulp mill was green-lighted by environment minister Tony Burke in March, although no reassessments of air quality have been undertaken by Gunns. The company has stated that more work needs to be done to convince Tasmanians that air quality will not be reduced by the project.

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Golf and rugby set to return to the Olympic Games

Thursday, August 13, 2009

Both golf and rugby are set to return to the Olympic Games. The International Olympic Committee voted to include the sports at its executive board meeting in Berlin today. Rugby, specifically rugby union, and golf were selected over five other sports to be considered to participate in the Olympics. Squash, karate and roller sports tried to get onto the Olympic program as well as baseball and softball, which were voted out of the Olympic Games in 2005. The vote must still be ratified by the full IOC at it’s October meeting in Copenhagen.

Golf will return after a 112-year absence from the Games; the sport was last played at the 1900 and 1904 Games. Rugby union, in its full 15-a-side version, was included in four Olympic Games, with its last appearance being in 1924.

If the sports are included after the October meeting, rugby will return to the Olympics as rugby sevens, a version of rugby union with seven players per side and 7- or 10-minute halves instead of the standard 40-minute halves. Elite rugby director Rob Andrew said that “Rugby Union is played in more than 100 countries and has a superb opportunity to further develop and grow through its new partnership with the IOC.”

The format that has been proposed for golf is two 72-hole tournaments, one each for men and women, with 60 competitors each. The top 15 players in the world will qualify automatically and the major golf schedules will arrange around the Olympic Games.

Not all were happy with the proposed inclusions to the game. IOC President Jacques Rogge defended the decision, saying that “this is the young generation that will be at its peak in 2016. The same question was raised time and time again when tennis and ice-hockey were introduced. Ask [top tennis players] Rafael Nadal and Roger Federer, ask the NHL players, ask the NBA basketball players. They all want to go to the games — they are absolutely not concerned about that.”

One of the sports that lost out was squash. Squash Federation President N Ramachandran commented on his disappointment that squash was not included in the games.

If the sports are included, they will first be conducted in the 2016 Games. Women’s boxing is now set to appear at the 2012 Games.

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11-year-old California girl charged for throwing stone in defense

Monday, July 18, 2005

An 11-year-old girl faces serious assault charges in California after casting a stone at a group of boys who were throwing water balloons at her. In April, Maribel Cuevas was apprehended by Fresno, California police and spent five days in a detention center after throwing the object at the group of boys who bombarded her with water balloons as she walked down the sidewalk. A 9-year-old boy was hit with the stone, and suffered a wound to his head requiring medical assistance.

Since then, Cuevas has spent one month under house arrest pending court. Cuevas’ lawyer, Richard Beshwate, told the BBC that “They [Fresno police] are treating her like a violent parole offender. It’s not a felony, it’s an 11-year-old acting like an 11-year-old.”

Fresno Police Sergeant Anthony Martinez told reporters: “We responded. We determined a felony assault had taken place and the officers took the actions that were necessary.” Cuevas is due back in court next month on felony assault charges.

The girl was placed in juvenile hall during her five-day detention, with only one 30-minute visit from her parents. She was then placed under a 30 day house arrest and required to wear an electronic monitoring bracelet. The house arrest allowed the girl to attend school.

Maribel, who knows very little English, said that the boy initiated the conflict — the boy also admitted as much.

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bookmark_borderGlimpes Of Russian Journey In Train}

Submitted by: Shubham Swain

Each & every one of have at some time or the other thinks that s/he wants a break from the ever busy life & monotonous work schedule & go to visit some new place where no burdens, no boss ,no work pressure surrounds us. In this context a visit to Russia is not a bad idea.

Many of you might have known how powerful Russia is militarily & how America, Russia & China are strong with the military weapons. But the beauty of something new which touches your heart is also found in Russia. Beauty is skin deep. It has two meanings. One is beauty goes beyond the skin. The other is that the beauty of things is deeper than the Beauty of Skin. So, other than beauty of the skin, some other sources of beauties are also vital for human existence & satisfaction on this EARTH. So, you may have a thought to visit & see the natural beauty in Russia in this context.

Russia has 26 UNESCO World Heritage Sites, while many more are on UNESCO’s tentative lists. Some of them are Virgin Komi Forests , Lake Baikal, Volcanoes of Kamchatka, Golden Mountains of Altai, Western Caucasus & the like. Russia has a very rich & old culture. Varied rich food is also found in Russia. A lot more remains about Russia which is difficult to be explained. But the question is that how we go & enjoy all these in a small span of time, which should not be too small as well. The best service available for this is the Train Journey. It will take you through a vast terrain & show a lot of things which are rarely visible from a height through plane. Road transport is no better alternative as the journey becomes too time consuming.

Russian Train Tickets booking at right prices for right type of people depending on his/her pocket is provided by us. We also take care to see that you visit throughout the country or a part of it as per your requirement & budget. Hence, we have divided the different journeys into various segments. You may choose any particular segment now & also choose the other part as per your budget & time.

The site http://www.rusrailtravel.ru/ provides you with relevant information about the Russian Train Tickets .The Company has been providing services since 1992. It gives Railway Tickets, Private Tours, Visa support & many other things which normally a person requires during travel, especially Train Travel & special Visa Support for foreigners. Many services are also provided free along with other services.

Lavish Hotels, stays & other facilities are also provided during the travel. Travelers need not worry about what to do & when to do. When the company takes responsibilities, it keeps the clients out of the TENSION ZONE once their period of journey & place/s of journey is/are specified. Food facilities during the journey are also awesome.

So, just thinking & reading will consume a lot of time for the travelers. The main entertainment, enthusiasm & excitement comes only when one comes forward for the journey. So, as it is rightly said that A JOURNEY OF A THOUSAND STEPS MUST BEGIN WITH A SINGLE STEP, it is obvious that you take a decision & delve deep into the ocean of REAL JOURNEY which is provided by Russial Travels. You take the first step & forget the rest. Everything else will be taken care by us. Have a wonderful journey which would be a NEVER FORGETTING MOST MEMORABLE JOURNEY IN THE GOLDEN SPAN OF YOUR LIFE.

About Authors:-

For more details information just explore our website http://www.rusrailtravel.ru/

About the Author: For more details information just explore our website

rusrailtravel.ru/

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Kentucky lawmaker in critical condition after fight in high school cafeteria

Saturday, April 16, 2011

One of Kentucky’s newest state lawmakers, who also serves as a high school teacher, sustained a critical head injury Tuesday morning while intervening to break up a fight between two students in the school’s cafeteria.

State Representative DeWayne Bunch (R), 49, was listed in “extremely critical” condition when he was taken to the Baptist Regional Medical Center in Corbin, Kentucky, immediately following the fight between two male teens.

Bunch was reported as being unconscious and bleeding from the ears when emergency responders arrived at Whitley County High School.

The fight, between a fifteen- and sixteen-year-old, was caught by a surveillance camera which showed Bunch being punched by the sixteen-year-old, according to the sheriff. It is not clear what started the fight, which took place in the school’s cafeteria during breakfast.

The teens have been charged with one count of first-degree assault and two counts of third-degree assault. They are both in custody at a juvenile detention center according to the sheriff.

Bunch was later transported to University of Kentucky Medical Center in Lexington, Kentucky. His family has requested no information be publicly released about his condition.

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Israel pushes further into Lebanon

Thursday, August 10, 2006

Armoured columns of the Israeli Defense Forces are meeting resistance as they move deeper into Lebanon in an attempt to capture the Hezbollah stronghold of Khiam as 40,000 Israeli troops mass on the Lebanese border following an Israeli cabinet decision to widen the war. Israel took control of the strategic southern Lebanese hub of Marjayoun on Thursday as part of its northern push.

Israel ratcheted up its fight against Hezbollah, beginning operations aimed at the heart of Beirut, taking control of a largely Christian southern Lebanese town, named Marjeyoun. The Israeli military also dropped leaflets in Beirut, warning of expanded operations inside the capital and urging people in southern Shiite neighborhoods to evacuate. Those neighborhoods have been bastions of support for Hezbollah. “To the people who live in Hay El Soulom, Borj El Barajneh, Shiyah … For your safety,” one flier warned. “You must evacuate these areas immediately and evacuate any area from where Hezbollah and its members or their assistants are launching their terrorist operations. “Be aware!”

Other Israeli troops also advanced on the town of Khiam. Israeli jets also struck a lighthouse used as a cell phone communications tower in central Beirut. Witnesses said they saw a man being loaded into an ambulance at the scene. There was no immediate information on his condition. The area, located in an upscale neighborhood where slain former Lebanese Prime Minister Rafik Hariri lived, is outside the Hezbollah-dominated southern suburbs that Israeli forces have targeted up to now.

Israeli troops had warned residents to remain in their homes as forces moved toward the nearby town of Blatt, Lebanese military intelligence and police said. The secured area overlooks the Litani River, where Hezbollah fighters have reportedly launched rockets into Israel, sources said.

On Wednesday, the Israeli government approved a plan to widen the war in Lebanon in an attempt to destroy Hezbollah installations and neutralize its ability to launch rockets. The cabinet has authorized the Israeli army to advance as far north as the Litani River, 30 kilometres (18 miles) north of the Lebanese-Israeli border. However, Israel says yesterday’s push is not part of that campaign.

“It’s a small operation that looks large from where we’re looking right now, but this is not opening up any new front,” IDF spokeswoman Miri Eisen said. “It’s taking care of one that has been consistently hitting Kiryat Shmona.”

Hezbollah officials reacted angrily to the Israeli cabinet’s decision. Hezbollah leader Hassan Nasrallah appeared on Al-Manar television, and threatened to make southern Lebanon “a graveyard” for the Israelis.

“I say to the Zionists, you could come anywhere, invade, land airborne forces, enter this village or that, but I repeat, all this will cost you a high price,” he said.

The Israeli army says 15 of its soldiers were killed in combat on Wednesday, and that 40 Hezbollah fighters died the same day. Hezbollah fired more than 100 rockets into Israel, while no casualties from the Israeli side were reported.

The IDF says it currerntly has approximately 10,000 troops on the ground in southern Lebanon, a number that will swell to 50,000 in coming days.

As the fighting continues, U.S. sources said they no longer expect that a joint U.S.-French UN draft resolution calling for a ceasefire in Lebanon would reach a Security Council vote by a hoped for Thursday deadline. Disagreement over whether the resolution should call for an immediate Israeli withdrawal from Lebanon is an obstacle.

The resolution was to be co-sponsored by the United States and France, but the two countries are now at odds over how to reword the proposal in light of Arab objections to the original draft. The French have accepted a Lebanese offer to send 15,000 troops into the south to monitor the ceasefire if Israel withdraws immediately, while the U.S. wants Israel to be able to remain in southern Lebanon for a few weeks until a new multi-national force arrives.

More than 1000 Lebanese, mostly civilians, have died in the month-long conflict according to Lebanon’s government. 100 Israelis, mostly soldiers, have also been killed.

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bookmark_borderWhere To Find Alternatives To Abortion In Chicago

byAlma Abell

For many young women, the burden of an unplanned pregnancy could be disastrous. Whether it is due to pre-existing health problems or because the woman is unable to provide for a baby on her own. Sadly, these are the reasons that many women decide to have an abortion. However, for women who reside in the Chicago area, there are other alternatives to struggling due to an unplanned pregnancy. With the help of the professional staff at the Women’s Center, young women can find alternatives to both pregnancy and abortion in Chicago. This includes getting free family planning information and receiving professional counselling should an unplanned pregnancy occur.

There are many benefits for young women to receive the services of this facility. If they have recently become sexually active and do not wish to become pregnant, there are a variety of different options of birth control available. Free confidential advice is given to help young women choose the best form of pregnancy prevention for their needs.

For women who may think they are unexpectedly pregnant, free pregnancy tests are available. These tests are given in the strictest of confidentiality and none of your private information will ever be shared with anyone. If the test is positive, assistance if offered to determine which option is best for the mother. Each individual has their own needs and they are all given free information on alternatives to abortion in Chicago. The choice of the woman will always be respected and never questioned by any of the professional staff.

Other information is also available at this facility. There are financial assistance resources that the women are made aware of so that they can better make a decision as to how to handle an unexpected pregnancy. Having resources to obtain help can make a very stressful situation much easier to handle. There have been many women who have found the help of this center to be very beneficial to them. Many young mothers have found that knowing which resource are viable makes starting a new life with a new baby even more enjoyable. The professional staff at this facility take pride in helping women get their lives on the right path to happiness.

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Wikinews interviews candidate for Cleveland mayor Arthur Kostendt

Monday, June 14, 2021

Arthur Oliver Kostendt, a candidate running in the mayoral election of the US city of Cleveland, Ohio set to take place November 2, discussed his campaign and policies with Wikinews this spring.

According to Cleveland Scene, 29-year-old Kostendt is a member of the Cuyahoga County, Ohio Republican Party but has referred to his campaign as “casual”. According to his web site’s personal biography, he was a cadet for the Army Reserve Officers’ Training Corps (ROTC), scout platoon leader for the 2nd Squadron of the 107th Cavalry Regiment of the Ohio Army National Guard and logistics officer for the 1st Battalion of the 145th Armored Regiment. He served in Kuwait, Iraq, the United Arab Emirates and Saudi Arabia and assisted coalition force detachments in Southeast Asia.

Kostendt is a graduate of the University of Notre Dame and summa cum laude graduate of Cleveland State University. He writes he uses an apostrophe to abbreviate his middle name as “Arthur O’Kostendt” instead of the customary period after the O to emphasise his Irish heritage.

A poll published May 5 by Baldwin Wallace University, which does not feature Mr Kostendt, has Dennis Kucinich and Basheer Jones leading in the mayoral race by 17.8 and 13.3 points, respectively, with a margin of error of up to five per cent either way. 48% of those surveyed were undecided. Incumbent mayor Frank G. Jackson, who won the 2017 Cleveland mayoral election with 59% of the vote, is eligible for a fifth term but announced on May 6 he would retire.

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bookmark_borderIt’s Always The Season For Audits In Tulsa

byAlma Abell

Audit season is upon the accounting industry at all times of the year. Businesses are able to choose when their year ends in most cases, so at the end of every quarter there are companies looking for confidence in their next audit. After all, it’s crucial to remember that the outcome of an audit is merely an opinion and not a fact. Auditors follow strict guidelines to assure that their rendered opinion is valid, but it is not absolute. This is not to say that having an audit is meaningless. To the contrary, having Audits in Tulsa performed is required for many types of companies. Even businesses that are not required may choose to participate in a lower level of audit work for their own assurance.

[youtube]http://www.youtube.com/watch?v=sCH7u1xHsX0[/youtube]

Auditing is a process of receiving and interpreting information that is useful for the company. Fraud detection is involved in the testing process, but it is not the main focus of the audit report. Auditors examine every aspect of the company from their daily processing routines to their overall management. Employees may dread the presence of auditors, but they need to remember it is for everyone’s benefit that the audit is being performed. It’s a comprehensive process that is completed is a short amount of time. That being said, it’s good to change auditors every couple of years. If an audit firm becomes too familiar with the business they can end up missing important flags that may appear. A new auditor will have fresh eyes to reexamine the company’s processes.

Muret CPA is a firm that performs Audits in Tulsa and surrounding areas to provide assurance to their clients. Audits are essential to evaluate accounting systems and controls as well as management. The type of audit a company needs is based on their structure and operations. While a retail store may not be required to have an audit, they may choose a review or compilation service for peace of mind. Audit reports also come in handy when a company wants to expand by taking out a loan. The banks will require some documentation to ensure the investment is a worthwhile one. Visit the website for more information on how an audit service can benefit various organizations.